Southborough, Massachusetts Chapter 7 & 13 Bankruptcy
When you need debt relief, you may be concerned about the consequences of bankruptcy. You may wonder what will happen to your credit score, if you will ever be able to purchase a home, and what will happen to your existing assets. Attorney Jack LaPré we will help you explore all of your debt relief options and alternatives so that you understand all of your rights and obligations before filing for bankruptcy.
Bankruptcy is a debt relief option available to you to provide a fresh start. Jack LaPré can help you explore all of your options and claim your right to financial security and debt relief. Contact us today for a free consultation on Chapter 7 and 13 bankruptcy.
We are experienced in representing individuals and married couples in consumer bankruptcy cases. There are a number of options available to you and we will help you to understand debt consolidation and the payment plans that may help you to avoid bankruptcy. If bankruptcy is right for you, we can assist you in filing and ensuring that your rights are protected throughout the process. Chapter 7 and 13 allows consumers to:
- Stops foreclosures on homes
- Keep car from being repossessed
- Reduce or eliminate credit card debt
- Reduce or eliminates high medical bills
- Stop creditor harassment
Chapter 7 Bankruptcy
Chapter 7 is available to remove all unsecured debt including medical expenses and credit card debt. You must qualify for Chapter 7 using a means test, which compares a family income compared on an annualized basis to the family income average. In the event that you do not qualify for a Chapter 7, you may be able to file for Chapter 13 bankruptcy.
Chapter 13 Bankruptcy
Chapter 13 is usually used by individuals or families that do not qualify for Chapter 7 or they have a home or other secured assets they are interested in protecting against bankruptcy. A Chapter 13 allows you debt relief though repayment plans and consolidation.
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Evening, weekend, and home appointments available • Free consultations • Credit cards accepted • Centrally located on Route 9 • Easy access off Route 495 and Massachusetts Turnpike • Ample on-site parking
Contact Jack LaPré to schedule an initial consultation with an experienced lawyer in Southborough, Massachusetts for more information on Chapter 7 & 13 bankruptcy.